Need an appraisal in Westville or La Porte County?Here are the top seven reasons Indiana homeowners use Dattilo Appraisal & Realty Services:
At Dattilo Appraisal & Realty Services, we understand the individual needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Dattilo Appraisal & Realty Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.Challenging a property tax assessmentYour local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. That means you are going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Dattilo Appraisal & Realty Services is your perfect weapon.Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're experienced in helping folks just like you remove unneeded PMI insurance.Recently got a freeze to your HELOC?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Dattilo Appraisal & Realty Services can help you reinstate your home equity line of credit with efficient appraisal.Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Dattilo Appraisal & Realty Services can help you with that. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion. |
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